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About Tracy Byars 

Tracy Byars  is the Founder and CEO of  Flourishing Credit Counseling & Budgeting. She is a God fearing Woman; who has a passion for helping people to re-position their financial lives. She teaches and mentors in the areas of Credit, Retirement Planning and Effective and Wise Budgeting. Tracy Byars was inspired 16 years ago by her own financial hardships, mistakes and setbacks. These events caused her to embrace and activate change in her own life. In addition, life's turmoils motivated her and gave her a greater compassion for helping others achieve their goals.

 

Words Of Wisdom From the Founder of Flourishing Credit Counseling & Budgeting Tracy Byars....Good Credit is the law of this land and without good credit no one can move forward. Every year Good Credit is becoming a higher demand; you must position yourself to succeed. 

 

My Motto In Life is ......Only You Stop You & Faith Is Actions! 

Hollister Williams
New Orleans, LA

Pastor Jocelyn Ruffin
New Orleans, LA

Flourishing Credit Counseling cleared up my credit in four months.

I'm so excited! Now I'm in process of purchasing a new home..”

Client Testimonial
Client Testimonial

“You are truely a blessing. I Thank God for allowing our path to

cross. You truely have a wonderful gift and a gift that is needed

in a time that good credit is a must. May God truly bless you greatly!..”

Richard Headley
Portsmouth, VA

"Flourishing Credit Repair and Tracy has truly been a blessing to me and my credit! I hope and faith that I WILL be... able to do better things because of my repaired credit.I plan to manage my financial responsibilities better. I cannot thank FCR enough!"

Client Testimonial

Nikcole Lowey
San Francisco, CA

Client Testimonial

Thank you Flourishing Credit Counseling .You've truly changed

my life within a year of y'all working on my credit I was able to buy

my first home at the lowest interest rate !

Client Testimonial
Prophetess Angela Ladson
Cleveland, OH


It is because you Flourishing Credit Counseling that my life has reposition for the best . I'm excited to be moving forward with a 700 credit score and also the wisdom ,knowledge on how to obtain good credit and go higher

Client Written Testimonial

What Our Clients are Saying About Us

TESTIMONIALS

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Client Written Testimonial
Client written Testimonial
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