Only You Stop You
A Good Name Is To Be Desired Than Great Riches In Today's Economy You Can't Afford Not To Have Good Credit! Let me help you gain back control of your life and credit situation.
I offer individual credit repair, workshops as well as a
DO IT YOURSELF CREDIT REPAIR KIT
We Serve Nationwide and our Services are Guaranteed
Founder | CEO
Tracy Byars
About Us
Flourishing Credit Counseling & Budgeting was established on the belief that our client's needs are of the utmost importance. Our entire team is committed to meeting those needs.
As a result, a high percentage of our business is from repeat customers and referrals. We would welcome the opportunity to earn your trust and deliver you the
best service in the industry.
How Credit Works
CREDIT COUNSELING
Credit Counseling is a process that involves offering education to consumers about how to avoid incurring debts through establishing an effective Debt Management Plan and Budget.
Our services also offer removing all negative items that appears on all three Credit Reports that stops you from moving forward in achieving your desire goals in life.
740
FOR THE BEST MORTGAGE RATES
OUR CORE VALUE:
Flourishing Credit Counseling assists you in obtaining a better credit score on each of the three major credit reports, Equifax, Experian and Transunion.
In today's economy some lenders demand a minimum score of 740 for the best mortgage rates. Lower scores mean higher rates. Scores below 580 gets you nothing purchased through credit.
15 Reasons You Should Repair Bad Credit
-
Save money on interest
-
Stop paying security deposit
-
Get lower insurace rate
-
Stop Paying cash for everything
-
Get a higher credit limit
-
Stop debt collectors harassment
-
Feel better about credit score
-
Buy a new house
-
Rent an apartment
-
Buy a new car
-
Get a job
-
Take some financial pressure off your spouse
-
Stop relying on co-signers
-
Start your own business
-
Protect your children credit score
Grow Your Credit Score
If you are looking for a good website to receive all three credit reports with scores.
www.creditchecktotal.com
​
ALWAYS STAY AHEAD BUDGET TODAY.
WIN WITH MONEY! EVERY DOLLAR FREE APP WITH DAVE RAMSEY .
Are You Looking To Buy a Home? Utilize A Realtor.
Coldwell Bankers
Contact: Deborah Pate
P:985-630-2232
E:deborah.pate2cbtec.com
​
Drame Wealth Management Partnership
​
ARE YOU LOOKING TO BUY A HOME?
- UTILIZE A MORTGAGE BROKER.
​
Ace Mortgage Company
Contact: Wendi Stein
P:504-914-0779
​
Advance Mortgage & Investment Company
Contact: David Edwards
P:251-209-3088
Fannie Mae,Freddie Mac,FHA,USDA,VA
​
The Loan Ranger
Contact: Steve Lanier
P:504-908-3380
​
DSM Lending LLC.
Contact: Dan Munna
P:504-220-8239
Also Commercial Lending
Crescent City Home Mortgage
Contact: Crystal Reese
P:985-276-0830
​
America's Mortgage Resource
Contact: Darla McNamara
P:504-512-1213
​
HAVE NO ESTABLISHED CREDIT AND
NEED A SECURED CREDIT CARD?
​
Bank of America
P:1-866-736-2205
https://bettermoneyhabits.bankofamerica.com
​
Capital One Secured MasterCard (Rebuilding)
www.capitalone.com/credit-cards/secured-mastercard
​
​
INTERESTED IN A CREDIT EMPOWERMENT WORKSHOP?
Book your credit empowerment workshop today for your church, employees,
association or group. Call: 504.251.7425 | 50 ATTENDEE REQUIREMENT
Online Service Pay Option
